UP Fintech Holding (MEX:TIGR N) Days Payable: 12,942.06 (As of Mar. 2026) — 81% Above Median


MEX:TIGR N UP Fintech Holding Ltd MEX:TIGR N
72 GF Score
Price MXN82.74
GF Value MXN169.41
Valuation Possible Value Trap
! 3 Warning Signs
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What is UP Fintech Holding Days Payable?

UP Fintech Holding MEX:TIGR N +4.08% 72 Days Payable is 12,942.06 as of Mar. 2026, which is 81% above its 10-year median of 7,138.66. GuruFocus rates MEX:TIGR N with a GF Score™ of 72/100 and a GF Value™ of MXN169.41 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 540 Capital Markets companies, UP Fintech Holding ranks better than 96.85% on this metric.

UP Fintech Holding's average Accounts Payable for the three months ended in Mar. 2026 was MXN132,657 Mil. UP Fintech Holding's Cost of Goods Sold for the three months ended in Mar. 2026 was MXN935 Mil. Hence, UP Fintech Holding's Days Payable for the three months ended in Mar. 2026 was 12,942.06.

The historical rank and industry rank for UP Fintech Holding's Days Payable or its related term are showing as below:

MEX:TIGR N' s Days Payable Range Over the Past 10 Years
Min: 25.5   Med: 7138.66   Max: 13354.58
Current: 13354.58

During the past 10 years, UP Fintech Holding's highest Days Payable was 13354.58. The lowest was 25.50. And the median was 7138.66.

MEX:TIGR N's Days Payable is ranked better than
96.85% of 540 companies
in the Capital Markets industry
Industry Median: 91.345 vs MEX:TIGR N: 13354.58

UP Fintech Holding's Days Payable declined from Mar. 2025 (13,876.12) to Mar. 2026 (12,942.06). It may suggest that UP Fintech Holding accelerated paying its suppliers.


UP Fintech Holding Days Payable Historical Data

* Premium members only.

The historical data trend for UP Fintech Holding's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UP Fintech Holding Days Payable Chart

UP Fintech Holding Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6,416.92 8,982.21 11,014.40 10,594.27 12,987.63

UP Fintech Holding Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13,876.12 15,890.80 13,975.39 12,530.01 12,942.06

MEX:TIGR N vs LCLN, ABTC, RHNO: Days Payable Comparison

For the Capital Markets subindustry, UP Fintech Holding's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UP Fintech Holding Days Payable vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, UP Fintech Holding's Days Payable distribution charts can be found below:

* The bar in red indicates where UP Fintech Holding's Days Payable falls into.


MEX:TIGR N
72GF Score
UP Fintech Holding Ltd MEX:TIGR N
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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UP Fintech Holding Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

UP Fintech Holding's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (114485.717 + 126037.703) / 2 ) / 3379.796*365
=120261.71 / 3379.796*365
=12,987.63

UP Fintech Holding's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (126037.703 + 139276.893) / 2 ) / 935.321*365 / 4
=132657.298 / 935.321*365 / 4
=12,942.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 12,942.06 mean?
UP Fintech Holding (MEX:TIGR N) has a Days Payable of 12,942.06 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on UP Fintech Holding and its competitors. This is 81% above median its historical median of 7,138.66. Over the past decade, UP Fintech Holding's Days Payable has ranged from 25.50 to 13,354.58. According to the industry distribution chart, UP Fintech Holding ranks #17 out of 540 companies in the Capital Markets industry, placing it in the top 3.1%.
Is UP Fintech Holding's Days Payable too high?
UP Fintech Holding's current Days Payable of 12,942.06 is 81% above median its 10-year median of 7,138.66. Over the past 10 years, this metric has ranged from a low of 25.50 to a high of 13,354.58. The Capital Markets industry median Days Payable is 91.35. UP Fintech Holding's value of 12,942.06 is 14068.3% above this industry median. Based on the distribution chart, UP Fintech Holding ranks #17 out of 540 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, UP Fintech Holding has a GF Score™ of 72/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does UP Fintech Holding's Days Payable compare to LCLN and ABTC?
According to the Capital Markets industry distribution chart, UP Fintech Holding ranks #17 out of 540 companies for Days Payable. This places UP Fintech Holding in the top 3% of its industry — outperforming the majority of peers. The industry median Days Payable is 91.35. UP Fintech Holding's value of 12,942.06 is 14068.3% above this benchmark. Historically, UP Fintech Holding's own Days Payable has ranged from 25.50 to 13,354.58 over the past decade. While the company's 10-year median is 7,138.66 vs. the industry median of 91.35, UP Fintech Holding has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Capital Markets company?
The median Days Payable among Capital Markets companies is 91.35, based on 540 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UP Fintech Holding's current Days Payable of 12,942.06 is 14068.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on UP Fintech Holding and its competitors. For the Capital Markets industry, the median Days Payable is 91.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UP Fintech Holding's current Days Payable is 12,942.06, which is 81% above median its own 10-year median of 7,138.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UP Fintech Holding stock overvalued right now?
Based on GuruFocus' analysis, UP Fintech Holding (MEX:TIGR N) is currently considered Possible Value Trap. The stock's GF Value™ is MXN169.41, compared to a current price of MXN82.74 — trading 51.2% below its estimated fair value. The current Days Payable is 12,942.06, which is 81% above median its 10-year median of 7,138.66 and 14068.3% above the Capital Markets industry median of 91.35. UP Fintech Holding's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For UP Fintech Holding (MEX:TIGR N), the current Days Payable is 12,942.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UP Fintech Holding (MEX:TIGR N) Overvalued in 2026?

Based on GuruFocus' analysis, UP Fintech Holding stock appears to be undervalued. The current stock price of MXN82.74 is trading 51.2% below its estimated GF Value™ of MXN169.41. GuruFocus considers UP Fintech Holding to be Possible Value Trap.

Key valuation signals for MEX:TIGR N:

  • Days Payable: 12,942.06 (81% above median its 10-year median of 7,138.66)
  • GF Value™: MXN169.41 vs. price of MXN82.74 (51.2% below fair value)
  • GF Score™: 72/100 with 3 warning signs
  • Industry Position: 14068.3% above the Capital Markets median (#17 of 540)

No single metric tells the full story. See the MEX:TIGR N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UP Fintech Holding Business Description

Other Exchanges TIGR:USA0A32:UK1M5:Germany
Address No. 16 Taiyanggong Middle Road, 18th Floor, Grandyvic Building, No. 1 Building, Chaoyang District, Beijing, CHN, 100020
UP Fintech Holding Ltd is an online brokerage firm focusing on Chinese investors. Its trading platform enables investors to trade in equities and other financial instruments on multiple exchanges of stocks and other derivatives. The company offers its customers brokerage and value-added services, including trade order placement and execution, margin financing, account management, investor education, community discussion, and customer support.
72GF Score

Get the complete analysis for MEX:TIGR N

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN82.74
Price
MXN169.41
GF Value